Banana bread cake with cream cheese frosting is the perfect blend of a classic banana bread and a light, fluffy cake. It offers a moist, rich texture with a luscious cream cheese frosting that enhances the natural sweetness of ripe bananas. This dessert is a comforting treat that is perfect for any occasion, whether served as a breakfast indulgence, an afternoon snack, or a celebratory cake.
Unlike traditional banana bread, which is denser, banana bread cake has a softer, more tender crumb. The addition of sour cream or buttermilk adds extra moisture, making it incredibly soft and flavorful. The cream cheese frosting provides the perfect contrast, adding a smooth and tangy balance to the sweet banana flavors.
The History of Banana Bread Cake
Banana-based baked goods have been popular since the early 20th century when home bakers started using ripe bananas in quick breads. Traditional banana bread emerged during the Great Depression as a way to use overripe bananas instead of wasting them. Over time, variations of banana bread evolved, leading to lighter, more cake-like versions.
The transition from banana bread to banana cake came with the incorporation of baking techniques that included creaming butter and sugar, whipping eggs for aeration, and using leavening agents like baking soda or baking powder. As a result, banana bread cake was born—a hybrid between quick bread and traditional cake, with a texture that is both tender and rich.
Preparation Phase & Tools to Use
Essential Kitchen Tools
To make banana bread cake with cream cheese frosting, having the right tools will ensure success:
- Mixing bowls – For combining dry and wet ingredients separately.
- Electric mixer or stand mixer – Helps cream the butter and sugar, making the cake lighter.
- Measuring cups and spoons – Ensures precise ingredient amounts.
- 9×13 baking dish – The ideal size for a well-risen cake.
- Spatula – For folding the batter and spreading frosting.
- Wire cooling rack – Prevents the cake from becoming soggy after baking.
Preparation Tips
- Use overripe bananas – The riper, the better! Brown, speckled bananas have more natural sugar and flavor.
- Room temperature ingredients – Butter, eggs, and cream cheese should be softened for better mixing.
- Do not overmix – Overmixing the batter can result in a dense cake. Mix just until the ingredients are combined.
- Preheat the oven properly – Ensures even baking and prevents sinking in the center.
- Cool completely before frosting – If the cake is warm, the frosting will melt and become runny.
Ingredients List
For the Banana Bread Cake:
- 2 cups all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon salt
- 1 teaspoon cinnamon
- ½ cup unsalted butter, melted
- ¾ cup brown sugar
- 2 large eggs
- 1 cup mashed ripe bananas (about 2-3 bananas)
- ½ cup sour cream or Greek yogurt
- 1 teaspoon vanilla extract
For the Cream Cheese Frosting:
- 8 ounces cream cheese, softened
- ½ cup unsalted butter, softened
- 2 cups powdered sugar
- 1 teaspoon vanilla extract
Optional Garnishes:
- Chopped walnuts or pecans
- Caramel drizzle
- Banana slices (for serving)
Step-by-Step Instructions
Making the Banana Bread Cake
- Preheat the oven to 350°F (175°C). Grease a 9×13-inch baking dish and set it aside.
- Mix the dry ingredients. In a large bowl, whisk together the flour, baking soda, salt, and cinnamon.
- Prepare the wet ingredients. In another bowl, whisk the melted butter and brown sugar until smooth. Add eggs one at a time, mixing well after each addition. Stir in the mashed bananas, sour cream, and vanilla extract.
- Combine wet and dry ingredients. Gently fold the dry ingredients into the wet mixture until just combined. Do not overmix.
- Bake the cake. Pour the batter into the prepared baking dish and smooth the top with a spatula. Bake for 30-35 minutes or until a toothpick inserted in the center comes out clean.
- Cool completely. Once baked, let the cake rest in the pan for 10 minutes before transferring it to a wire rack to cool completely.
Making the Cream Cheese Frosting
- Beat the cream cheese and butter. In a large mixing bowl, beat the softened cream cheese and butter together until smooth and creamy.
- Add powdered sugar. Slowly add powdered sugar, one cup at a time, beating until fully incorporated.
- Mix in vanilla extract. Continue beating until the frosting is light and fluffy.
Frosting the Cake
- Ensure the cake is completely cool. If the cake is even slightly warm, the frosting will melt.
- Spread the frosting evenly. Use a spatula to spread a thick, even layer of cream cheese frosting over the cake.
- Add garnishes. Sprinkle with chopped walnuts, drizzle with caramel, or decorate with banana slices if desired.
- Chill before serving. Refrigerate for 15-30 minutes to allow the frosting to set before slicing.
Banana bread cake with cream cheese frosting is an easy yet indulgent treat that showcases the natural sweetness of bananas with a velvety smooth frosting. Whether enjoyed fresh or stored for later, it remains a crowd-pleaser for any occasion.
Side Dish Recommendations
Banana bread cake with cream cheese frosting is a decadent dessert, but the right side dishes can enhance its flavor and texture. These pairings offer contrast, balance, or complement the cake’s richness.
1. Fresh Fruit Salad
A mix of strawberries, blueberries, kiwi, and oranges adds a refreshing, juicy contrast to the creamy frosting and dense banana cake. A light drizzle of honey and a sprinkle of mint leaves can elevate the fruit’s natural sweetness.
2. Maple-Glazed Pecans
The combination of crunchy, caramelized pecans and the soft cake creates a delightful textural contrast. Toasted pecans coated in maple syrup and a touch of sea salt enhance the nutty flavor without overpowering the banana cake.
3. Cinnamon-Spiced Coffee
The warmth of a freshly brewed cup of coffee with a dash of cinnamon pairs beautifully with the sweetness of the cake. The slight bitterness of coffee helps balance out the richness of the cream cheese frosting.
4. Greek Yogurt with Honey
A bowl of plain Greek yogurt drizzled with honey provides a tangy contrast to the cake’s sweetness. The creamy texture complements the smoothness of the frosting while adding a bit of protein.
5. Roasted Nuts and Seeds
Almonds, walnuts, or pumpkin seeds can add a pleasant crunch to the dessert experience. Lightly roasting them brings out their natural oils and enhances their flavor.
6. Caramel Sauce
Drizzling a small amount of warm caramel sauce over the cake takes the indulgence to another level. A pinch of sea salt in the caramel provides a nice balance against the frosting’s sweetness.
7. Vanilla Ice Cream
A scoop of classic vanilla ice cream alongside a slice of banana bread cake creates a wonderful hot-and-cold combination. The creaminess of the ice cream complements the dense texture of the cake.
8. Spiced Chai Latte
The aromatic blend of spices like cinnamon, cardamom, and ginger in a chai latte pairs well with the cake’s banana and cinnamon notes. The creamy frothiness of the latte makes it a cozy addition.
Nutritional Information & Health Benefits
Banana bread cake with cream cheese frosting, while a sweet treat, contains several beneficial ingredients. Moderation is key, but understanding its nutritional profile can help make informed choices.
Calories and Macronutrients
Each slice contains a mix of carbohydrates, fats, and proteins. The bananas contribute natural sugars and fiber, while the cream cheese frosting provides fat and protein.
- Carbohydrates: The main source of energy in this cake, coming from flour, sugar, and bananas.
- Fats: Found in butter and cream cheese, these fats help create a soft, moist cake texture.
- Protein: Eggs and cream cheese contribute some protein, which helps with satiety.
- Fiber: Bananas and whole wheat flour (if used as a substitute) can boost fiber content.
Health Benefits of Bananas
- Rich in potassium – Helps maintain healthy blood pressure levels.
- Natural sweetness – Reduces the need for excessive added sugar.
- High in fiber – Aids digestion and promotes gut health.
- Loaded with antioxidants – Protects cells from oxidative stress.
Reducing Sugar and Fat
If you want to make a lighter version of banana bread cake, consider these modifications:
- Replace half of the sugar with honey or maple syrup for a more natural sweetness.
- Use Greek yogurt instead of sour cream to reduce fat and add protein.
- Opt for whole wheat flour to increase fiber content.
- Reduce the butter by substituting part of it with applesauce or mashed bananas.
Common Mistakes to Avoid & How to Perfect the Recipe
1. Overmixing the Batter
One of the most common mistakes is overmixing. This leads to the development of too much gluten, resulting in a dense and chewy cake rather than a light and tender one. Always mix until just combined, stopping once you no longer see streaks of flour.
2. Using Underripe Bananas
Underripe bananas lack the natural sweetness and soft texture needed for this cake. They also don’t mash as easily, leading to chunks of banana rather than a smooth batter. Ensure the bananas are fully ripe, with brown spots on the peel.
3. Skipping the Sour Cream or Yogurt
The acidity in sour cream or yogurt helps tenderize the cake and keep it moist. Omitting it can result in a drier texture. If unavailable, buttermilk is a good alternative.
4. Baking at the Wrong Temperature
A too-high oven temperature can cause the cake to rise quickly and then collapse in the middle. A lower temperature ensures even baking and a consistent texture throughout. Always preheat the oven properly and use an oven thermometer for accuracy.
5. Not Letting the Cake Cool Before Frosting
Attempting to frost a warm cake leads to a messy, melted frosting. Always let the cake cool completely at room temperature before applying the cream cheese frosting. If pressed for time, place the cake in the fridge for faster cooling.
6. Using Cold Ingredients for the Frosting
Cream cheese and butter should be at room temperature for a smooth and creamy frosting. Cold cream cheese results in a lumpy texture that doesn’t spread easily.
7. Adding Too Much Flour
Scooping flour directly from the bag can lead to excess flour, making the cake dry. Always use the spoon-and-level method: spoon the flour into the measuring cup and level it off with a knife.
8. Storing the Cake Improperly
Banana bread cake stays fresh longer when stored correctly. Leaving it uncovered causes it to dry out. Store it in an airtight container in the refrigerator for up to five days or freeze for up to three months.
9. Overbaking the Cake
Overbaking dries out the cake and makes it crumbly. To check for doneness, insert a toothpick into the center. If it comes out clean or with a few moist crumbs, the cake is ready. If it has wet batter, it needs more time.
10. Skipping the Garnishes
Though optional, toppings like chopped walnuts, banana slices, or caramel drizzle add extra flavor and texture. They enhance the overall presentation and create a gourmet look.
Banana bread cake with cream cheese frosting is an easy-to-make yet indulgent dessert. By avoiding these common mistakes and following the right techniques, you can achieve a perfectly moist and flavorful cake every time.
Tips, Storing & Reheating, FAQs, and Conclusion
Tips & Notes for the Best Banana Bread Cake with Cream Cheese Frosting
1. Choosing the Right Bananas
The best bananas for banana bread cake are very ripe—dark yellow with brown spots. The riper the banana, the sweeter and more flavorful your cake will be. If your bananas aren’t ripe enough, you can speed up the process by baking them at 300°F for 10-15 minutes or placing them in a paper bag overnight.
2. Enhancing Flavor with Add-Ins
While the classic banana bread cake is already delicious, you can enhance its flavor with these additions:
- Chopped nuts – Walnuts, pecans, or almonds add crunch and nutty richness.
- Chocolate chips – Semi-sweet or dark chocolate pairs beautifully with bananas.
- Spices – A pinch of nutmeg, ginger, or allspice deepens the warm, cozy flavors.
- Coconut flakes – Adds texture and a hint of tropical sweetness.
3. How to Achieve a Light & Fluffy Texture
To keep the cake soft and fluffy:
- Use room temperature ingredients – Ensures better mixing and even texture.
- Do not overmix – Stir until just combined to prevent toughness.
- Measure ingredients properly – Spoon and level flour instead of scooping.
- Use fresh baking soda – Old baking soda won’t give the same lift.
4. Best Way to Apply Frosting
For a smooth and even frosting application:
- Cool the cake completely – Prevents the frosting from melting.
- Chill the frosting for 10-15 minutes – Helps it set for easy spreading.
- Use an offset spatula – Provides better control when spreading.
- Decorate with banana slices or walnuts – Adds elegance and enhances flavor.
How to Store & Reheat Banana Bread Cake
Storing at Room Temperature
If you plan to eat the cake within two days, store it in an airtight container at room temperature. Avoid leaving it uncovered, as the cake may dry out quickly.
Refrigerating for Longer Freshness
For longer storage, refrigerate the cake in an airtight container. It will stay fresh for up to five days. The cold temperature slightly firms up the frosting, but it remains delicious. Before serving, let it sit at room temperature for 15 minutes to soften.
Freezing for Extended Storage
Banana bread cake freezes well for up to three months. Here’s how to do it properly:
- Freeze the cake unfrosted – If possible, frost after thawing for better texture.
- Wrap individual slices – Use plastic wrap and foil to prevent freezer burn.
- Store in a freezer-safe container – Adds an extra layer of protection.
- Thaw in the fridge overnight – Keeps the cake from becoming soggy.
Reheating for a Freshly Baked Taste
- Room temperature method – Let the cake sit out for 30 minutes.
- Microwave method – Warm slices for 10-15 seconds for a fresh-baked feel.
- Oven method – Reheat at 300°F for 5-7 minutes to revive moisture.
Frequently Asked Questions (FAQs)
1. Can I Make This Cake Ahead of Time?
Yes! You can bake the cake a day or two in advance and store it in the fridge. Frost it just before serving for the freshest taste.
2. How Do I Keep the Frosting from Becoming Too Runny?
Make sure your cream cheese and butter are room temperature but not overly soft. If the frosting is too runny, add more powdered sugar, a tablespoon at a time, until it thickens. Chilling for a few minutes before spreading can also help.
3. Can I Use a Different Frosting?
Absolutely! While cream cheese frosting is a classic pairing, you can use buttercream, whipped cream, or even a simple glaze made with powdered sugar and milk.
4. What’s the Best Flour to Use?
All-purpose flour works best, but you can substitute it with whole wheat flour for a denser, more fiber-rich cake. A gluten-free 1:1 baking flour can be used for a gluten-free version.
5. Can I Make This Cake in a Different Pan?
Yes! If you don’t have a 9×13 baking dish, you can:
- Use two 9-inch round pans for a layered cake.
- Make cupcakes by dividing the batter into a lined muffin tin (bake for 18-22 minutes).
- Bake in a loaf pan for a banana bread-style cake (increase bake time by 10-15 minutes).
6. Can I Use Frozen Bananas?
Yes! Let them thaw completely and drain any excess liquid before mashing. Frozen bananas tend to release more moisture, so be sure to adjust if needed.
7. What If I Don’t Have Sour Cream?
You can substitute Greek yogurt, buttermilk, or a mix of milk and vinegar (1 cup milk + 1 tablespoon vinegar) for a similar effect.
8. How Can I Make This Cake Healthier?
To make a lighter version:
- Swap white sugar for coconut sugar or honey.
- Use Greek yogurt instead of sour cream.
- Reduce butter and replace half with applesauce.
- Opt for whole wheat flour for extra fiber.
9. Why Did My Cake Sink in the Middle?
This can happen if:
- The cake was underbaked—always check with a toothpick.
- The oven door was opened too soon, causing a temperature drop.
- Too much leavening agent was used, causing the cake to rise too fast and collapse.
10. Can I Add Mix-Ins Like Nuts or Chocolate Chips?
Yes! Stir in ½ to ¾ cup of chopped nuts, chocolate chips, or dried fruit before baking for added texture and flavor.
Conclusion
Banana bread cake with cream cheese frosting is a classic dessert that combines the comforting flavors of banana bread with the light, moist texture of a cake. Whether you’re making it for a casual treat or a special occasion, following these tips will ensure a perfectly soft and flavorful cake every time.
From selecting the ripest bananas to avoiding common mistakes, this guide provides everything needed to bake a foolproof banana bread cake. The cream cheese frosting adds a creamy, tangy contrast that enhances every bite.
By experimenting with different toppings, mix-ins, and healthier ingredient swaps, you can customize this recipe to your liking. No matter how you serve it—fresh out of the oven, chilled from the fridge, or slightly warmed with a scoop of ice cream—it’s sure to be a hit.
If you’re a fan of banana desserts, this cake is a must-try. Once you make it, you’ll find yourself looking for ripe bananas just so you can bake it again!
Print
Banana Bread Cake with Cream Cheese Frosting
- Total Time: 1 hour 20 minutes
- Yield: 12 servings 1x
- Diet: Vegetarian
Description
This moist and flavorful banana bread cake is a cross between classic banana bread and a fluffy cake. Topped with a rich cream cheese frosting, it’s the perfect balance of sweetness and tang. Great for breakfast, dessert, or any occasion!
Ingredients
For the Banana Bread Cake:
- 2 cups all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon salt
- 1 teaspoon cinnamon
- ½ cup unsalted butter, melted
- ¾ cup brown sugar
- 2 large eggs
- 1 cup mashed ripe bananas (about 2–3 bananas)
- ½ cup sour cream or Greek yogurt
- 1 teaspoon vanilla extract
For the Cream Cheese Frosting:
- 8 ounces cream cheese, softened
- ½ cup unsalted butter, softened
- 2 cups powdered sugar
- 1 teaspoon vanilla extract
Optional Toppings:
- Chopped walnuts or pecans
- Caramel drizzle
- Banana slices
Instructions
Making the Banana Bread Cake:
- Preheat the oven to 350°F (175°C). Grease a 9×13-inch baking dish.
- Mix dry ingredients. In a large bowl, whisk together the flour, baking soda, salt, and cinnamon.
- Prepare wet ingredients. In another bowl, beat melted butter and brown sugar. Add eggs, then mashed bananas, sour cream, and vanilla extract.
- Combine wet and dry ingredients. Stir gently until just combined. Avoid overmixing.
- Bake. Pour batter into the prepared baking dish and smooth the top. Bake for 30-35 minutes or until a toothpick inserted in the center comes out clean.
- Cool. Allow the cake to cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.
Making the Cream Cheese Frosting:
- Beat cream cheese and butter. In a bowl, mix softened cream cheese and butter until smooth.
- Add powdered sugar. Gradually mix in the sugar until light and fluffy.
- Mix in vanilla extract. Blend until fully incorporated.
Frosting & Serving:
- Ensure the cake is completely cool.
- Spread frosting evenly over the cake using a spatula.
- Add toppings like chopped nuts, caramel drizzle, or banana slices.
- Chill for 15 minutes before slicing for a cleaner cut.
Notes
- Use extra ripe bananas for maximum sweetness and flavor.
- If frosting is too soft, chill for 10 minutes before spreading.
- Cake can be made gluten-free by substituting flour with a 1:1 gluten-free blend.
- Prep Time: 15 minutes
- Cook Time: 35 minutes
- Category: Desserts
- Method: Baking
- Cuisine: American